Financial Aid Resources
TRIO SSS Staff are knowledgeable and experienced at helping students understand financial aid, how it works, and how to explore opportunities for making college affordable. We work closely with UM’s Financial Aid Office—if we don’t know the answer to your question, we know the experts on campus who can help you.
You can find answers below to some of the most common questions we receive from students.
Common Questions Include:
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Yes, your TRIO Advisor can help you understand your financial aid award.
You can contact your TRIO Advisor by email to set up an appointment. Walk-in appointments may also be available, depending on the day.
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Yes, your TRIO Advisor can help you with renewing your FAFSA.
You can contact your TRIO Advisor by email to set up an appointment. Walk-in appointments may also be available, depending on the day.
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You should file your FAFSA early for these 3 reasons:
- To get everything you qualify for. The FAFSA will award the greatest amounts to qualifying students on a first-come, first-serve basis. Those who file early will receive the full assistance they qualify for, while those who file late will likely not.
- To qualify for need-based scholarships. Many need-based internal and external scholarships require that students demonstrate financial need. Scholarships will contact the Financial Aid Office, who will pull a student's file and can determine if a student meets financial need requirements. This is usually done with the student's most recent FAFSA. Some scholarships will require that a student has filed a FAFSA to be eligible.
- The Financial Aid Office will also analyze student FAFSAs, along with other information, to award need-based UM scholarships automatically to the students who qualify for them.
- To receive aid on time. If you decide to wait until the end of summer of the beginning of the Fall Semester to apply for financial aid for the current Fall-Spring academic year, it is unlikely that you will receive much aid. Whatever aid you do receive will likely be processed late.
- If you do not receive your aid by the final payment deadline and you cannot pay your registration bill, the university will automatically cancel all of your classes.
- You can view the registration bill payment deadlines here.
The FAFSA will not wait for you. Nearly 18 million students file a FAFSA every year, and funding for Pell Grants, Work-Study, and Subsidized Loans are not unlimited. The FAFSA will prioritize those students who filed early over students who wait until the last minute.Pay close attention to this aid timeline compiled by the Financial Aid Office to get an idea of when you should be filing for financial aid.
If you are having difficulties filing or renewing your FAFSA, or you're not sure where to start, please contact your TRIO Advisor or the UM Financial Education Program. FAFSA applications received before March 1 are prioritized for aid.
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In order to continue receiving federal financial aid, a student must continue making "Satisfactory Academic Progress" (SAP). SAP looks at a student's GPA and their Pace, or rate of completion.
In order to make SAP, a student must:
- Maintain a minimum 2.0 (C-) GPA
- In order to graduate from UM, you must achieve a cumulative of 2.0 GPA or higher.
- Pass at least 67% of their cumulative attempted credits (making "Pace")
- Only courses receiving letter grades (A-D, N, or CR) count as completed courses.
- All other grades, including withdrawals (W/WP/WF) and incompletes (I) are considered unsuccessful and will lower the Pace rate.
- Repeated courses will count as individual attempts every time they are taken.
If a student fails to meet either or both of these requirements at the end of a semester, the Financial Aid Office will do a calculation to determine if it is mathematically possible for the student to meet SAP standards in the next semester.If it is possible for a student to meet SAP, the student will be issued a Financial Aid Warning. The student will continue to be eligible for financial aid for one semester.
If it is not mathematically possible for a student to meet SAP, or if the student fails to meet SAP after being issued a Financial Aid Warning, the federal government will issue the student a Financial Aid Suspension. The Financial Aid Suspension will only be lifted if a student either raises their GPA by taking courses they pay for themselves, or if they successfully apply for a reinstatement.
It is important to understand that the decision to suspend a student's federal aid is made by the aid provider (the federal government) and not by the UM Financial Aid Office. TRIO works with both the student and UM's Financial Aid Office to help students either meet SAP requirements following a warning, or to submit an Aid Reinstatement Appeal if a student is suspended.
You can read more about Satisfactory Academic Progress requirements, as well as the process of Financial Aid Warnings, Suspensions, and Appeals on Financial Aid's page here.
- Maintain a minimum 2.0 (C-) GPA
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Yes, your TRIO Advisor can help you with your financial aid appeal.
If you are issued a Financial Aid Suspension, contact your TRIO Advisor immediately. Submitting an appeal involves gathering documentation and providing a letter explaining any extenuating circumstances. After gathering materials for your appeal, it will take time for Financial Aid to review your appeal and make a decision.
You should also consult the Financial Aid Office's SAP page. Be sure to read the requirements for appeal, as well as the examples of written statements submitted successfully by students in the past.
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Internal Scholarships & Opportunities
opens November 1st every year. Most scholarships offered in the Portal have a deadline of March 1, but some have later deadlines.
TRIO offers 3 scholarships through the UM Scholarship Portal, all of which are due by May 1 every year. These scholarships are:
- For TRIO students who may not otherwise have the financial means, academic record, or opportunity to attend university.
- For TRIO students who demonstrate financial need; preference given to students from diverse populations.
- For TRIO students who are the primary caregiver to a minor child/children.
Your academic department likely offers their own scholarships as well. Check your academic department's scholarship listings here.- Most of these scholarships are available through the Scholarship Portal, but not all.
- For the scholarships not hosted in the Portal, you should ask your department chair about the scholarships listed on the department's site.
Indigenous students who are 猎奇重口 residents, are an enrolled member of a 猎奇重口 tribe, and demonstrate financial need by filing a FAFSA, may be eligible for an American Indian Tuition Waiver.- Indigenous 猎奇重口 students who are from one of 猎奇重口's 7 Reservations may be eligible for the Maureen and Mike Mansfield Native American Scholarship. Applicants should contact UM's Financial Aid Office to receive and fill out the scholarship application.
- The American Indian Student Services Office is also an excellent resource for assisting Indigenous students with mentorship through college and connecting with additional scholarship and funding opportunities.
Veterans should contact UM's VETS Office to get assistance applying their G.I. Bill Benefits toward their education.
External Scholarships & Opportunities
provides several scholarships to 猎奇重口 students every year. Students only need to fill out one general application to be considered for all of their scholarships. Applications typically open in early January and close in early March every year.
Similarly, offers a wide variety of scholarships to 猎奇重口 students every year. Students will take an eligibility quiz that will match them with scholarships based on quiz results. Applications are due by March 31 every year.
The provides a host of scholarships to American Indian and Alaska Native students, ranging from high school to graduate education. Applications vary; many due by June 1 every year.
provides scholarships to American Indian and Alaska Native college students. Students only need to submit one application every year to be considered for all available scholarships. Applications typically open in February and close in late May every year.
offers over 60 different scholarships to LGBTQIA+ and allied college students who are residents of the Northwestern United States. Applicants must be a resident of Alaska, Idaho, 猎奇重口, Oregon, or Washington. Applications open on October 11th.
offers grants to nontraditional female and nonbinary college students who demonstrate financial need. Applications open on November 11th.
- is for residents of 猎奇重口 or Georgia who are age 25 or older.
- is for students who are age 35 or older; open regardless of state residency.
The NSHSS offers a scholarship for , which is due annually in early March. They also provide a Bridge to Opportunity scholarship for , which is due in early August every year.
Scholarship Databases
While filing for financial aid and applying for scholarships is the responsibility of the student, we do our best to try and connect students with opportunities, campus services, and financial aid experts.
TRIO students who have questions regarding filing for federal student aid, their financial aid package, applying for scholarships, or appealing their financial aid suspension are encouraged to make an appointment with their TRIO advisor, or to visit the TRIO Office to see if walk-ins are available.
These links may also be helpful in answering questions related to financial aid:
- Financial Aid Term Glossary: This glossary helps explain and define financial aid terminology.
- : The official FAFSA website hosted by the U.S. Department of Education. The FAFSA typically opens on October 1st every year. You should file as early as possible. Pell Grants, FSEOG Grants, and Subsidized Loans are awarded on a first-come, first-serve basis. If you need help filing your FAFSA, contact your TRIO Advisor, or the UM Financial Education Program.
- UM Financial Aid Office: The UM Financial Aid website is an excellent resource for finding internal scholarship offerings, as well as
- UM Financial Education Program: Excellent resource available to all university students and staff. The UM Financial Education Program provides one-on-one financial coaching and counseling, including on matters of personal finance. They can also help students with filing and renewing their FAFSAs, as well as with explaining their Financial Aid package.